Jamhuri ya Muungano wa Tanzania

Mfuko wa Pembejeo

Mkulima Loan

Mkulima Loan

Loan description and purpose

This loan is intended for Individual farmers, registered groups and companies, SACCOS and AMCOS dealing with agriculture. The purpose of this loan is to finance agricultural activities such as crop cultivation, farm operations, value addition and packaging, agricultural inputs, small farm machineries and implements, farm structure for, irrigation/ livestock, poultry, horticulture, storage facilities such as domestic silos and modern vihenge. Loan interest rate is 7% per annum, and loan tenure is up to 36 months.

Minimum requirement for power tiller and Packaging and processing machine.

Sub- Product


Power tiller

  1. a)  Experience of agriculture activities in at least one year (must have farm records).
  2. b)  Proof of land ownership of not less than 2 acres

Packaging and processing machine

  1. a)  Proof of ownership of building for installation of the machine
  2. b)  Building/premise should have power source

Farm operations

  1. a)  Experience in agricultural activities of at least one year.
  2. b)  Proof of ownership of project area (legally owned or sales agreement or rent

agreement exceeding loan tenure.

Farm structure

  1. a)  For water bore holes the applicant has to submit an agreement between him/her and the supplier / service provider signed by both parties prior disbursement
  2. b)  Detailed project cost or Bill of Quantity (BOQ)